The Affordable Care Act

If I understand it correctly, if you don’t have health insurance, and you make $9,500 per year, you will be fined $95 (1% of your income). Subtract the fine from your income, now you have $9405. That’s $784 per month. If you are single, I would guess that you pay about $100 for food per month. If you are looking for a better job because the current one only gives you 25 hours per week at a minimum wage of $7.25, then you need a phone. Let’s say that your non-smart phone plan costs $30 per month. You are now down to $654 per month. I forgot a huge bill–taxes, that not all of it is refundable. At $9500 per year at 10% for those who don’t make squat, that will be $950 per year, or about $79 per month. You are down to $575 per month and in most cities, after your other bills that come with living in a place, you can afford little more than a good refrigerator box. This plan is much cheaper than the alternative of buying insurance which would probably bring your income down to around $250 per month or less. You would save the $95 from the fine, but you still have excessive co-pays that go along with each visit. Some annual co-pays before insurance kicks in (from some cases that I’ve heard), could be $5000 per year or more. By the time you get useable insurance, you may end up with no income, no place to stay, no transportation to get to work, collection agencies contacting you, and a $95 fine from our illustriously greedy government who take anything that they want, when they want it. Isn’t living in this free country great? Free doesn’t mean doesn’t cost anything.

On another note, if our government increases minimum wage to the $15 per hour as those making minimum wage would like, to cover this problem, the insurance will increase at least to the point of evening things out so the insurance companies won’t lose a penny. Our nation will also achieve an additional 30-50% of the working population working at minimum wage than are currently working at minimum wage. This will happen because the average wage will only increase at less than 25% of the populations current wages, to keep the inflation to a minimum that the increase in minimum wage would cause, while keeping the CEO’s of all of the corporations, living at the same level as they’ve become accustomed. Once wages for all of the working class are dumped, those with adjustable rate mortgages will being entering the slaughter similar to the 2008 banking fiasco. Once those people have lost their homes, and the wages will no longer support normal life for those with fixed rate mortgages, this group will begin losing their homes. There won’t be enough cheap apartments for the influx of ex-homeowners, and the homeless population will grow exponentially. The one-world-order will be moving ahead as planned, as our post-freedom nation will be crumbling under our feet. When, not if, our nation loses it’s freedom, the rest of the free world will fall. Who are you willing to work for, as a slave, if they don’t decide to kill you? We have less than a handful of years before this will be noticeable to the clueless. Are you one of the clueless? What are you doing to stop this from happening, and what will you do once the final collapse begins?

About rossmeister

Husband, Father, Have Cats, Philosopher on World Issues, Future Author, Aviation Technician, Hate Snow and winters longer than three months. If you want to argue a point with me, pretend that I'm a judge in a courtroom, and you need to tell me the facts as you know and see them so you can argue in the attempt to win your case. There are no guarantees that you will win, but your chances are better if you use this method.
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One Response to The Affordable Care Act

  1. Usually I do not read post on blogs, but I wish to say that this write-up very pressured me to take a look at and do it!
    Your writing style has been surprised me. Thank you,
    quite nice post.

    Like

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